Blog on Spanish law

Category: Interesting topics

  • What is a “cedula hipotecaria”?

    You may have heard about the “cedulas hipotecarias” or covered bonds. A “Covered Bond” is a financial product guaranteed by the whole mortgage portfolio of the bank itself with an interest linked to it. This is a safe product in a normal economic climate and it could be quite profitable (in fact, during the property…

  • Fire in the Costa del Sol- How do I claim for losses and damages?

    You may have heard about the terrible fire that affected the Costa del Sol last week. The fire started on August 30th at 7 pm somewhere between Coin and Mijas (Barranco Blanco area) and it spread towards other towns such as Marbella, Ojen, Monda.  The fire stretched out with a length of over 30 km among five municipalities: Alhaurín el…

  • Spanish Consulate in Edinburgh- Powers of attorney

                I have received several phone calls in the last few weeks asking me whether it would be possible to sign a power of attorney at the Spanish Consulate in Edinburgh. My understanding is that a new Consul will arrive shortly, probably in the next two weeks. Until such time,…

  • Changes in obtaining NIE in Spain

    Good news! There has been a relevant development in Spain and from now on it is possible, again, to apply for a NIE numbers in Spain through a representative.  This means that those British nationals who require a NIE in Spain can give power of attorney to someone based in Spain and enable him or…

  • Lets talk about gifts

          In this space I have talked about wills and inheritances very often but never, as far as I can recall, about gifts. Is it generally a good idea to gift assets in Spain? The answer is also generally no. Why? For one simple reason: taxes.   A gift will always be subject to gift tax…

  • Ok, marriage is over. Now what do we do with the property?

                                                         Many Brits own property in Spain. In most of the cases, the property is owned by a married couple. So, what happens when the couple divorce or, more specifically, who gets the Spanish property? The most normal thing is for the Judge who deals with the divorce to make a provision in the…

  • Watch Out: Problems with the NIE

      Some of the readers of this blog already know that there was a change in the law in 2011 and it was no longer possible to obtain a NIE number in Spain through power of attorney. This polemic decision was accepted by most of the local police stations in Spain except for a few…

  • Holiday rentals in the Canary Islands

      If you read internet forums or you are subscribed to internet news bulletins related to Spain, you would have probably come across many angry Britons who have been suddenly fined for renting their apartments in the Canary Islands without the necessary permissions.  In some cases, the fines are imposed because the property owner has…

  • Attention please! Spanish Consular Services- Part II

    This week I wrote a post explaining the counties that belong to the jurisdiction of the Spanish Consulate in Edinburgh. Somehow, the blog does not show the entire list so I now take the opportunity to provide the list in a more direct format. To summarise what I was saying in my previous post, the…

  • Spanish Consular Services in UK

      Some time ago I informed about the closing of the Spanish Consulate in Manchester. I consider that this kind of news is always sad for both the Spaniards living in this country and the British and other nationals living in the North of England. We should not forget that Manchester is probably the second…