Tag: Spanish law

  • 3rd Edition of Spanish Festival

    FESTEJAR 2016               From left to right: Virginia Moreno, Claudia Font, Jesus Torre, Mariluz Simal, Antonio Guillén and Angel Miguelez. The Spanish Desk from Gunnercooke attended last night the opening of the FESTEJAR festival in Manchester. It is the third edition of a Spanish festival in which, for four…

  • Gunnercooke’s Spanish desk grows with another Spanish lawyer

              I am glad to inform that Claudia Font has joined our law firm Gunnercooke LLP to form part of the Spanish desk. Claudia is qualified in Spanish law and is registered to practice in both Spain and England. She is originally from Barcelona and will be based in the North…

  • I am an Executor on a Spanish estate. Do I still need an N.I.E.?

    The answer is simple: Yes. Any person appearing in a Will that is going to be used for the administration of a Spanish estate, whether this is an English or a Spanish Will, requires a N.I.E. number. Obviously, this applies to those who inherit the asset but also to those who are not beneficiaries under…

  • Ok, a dación en pago has been approved. Now what?

                If you own a property  in Spain but you are no longer able to pay its monthly mortgage instalments, one of the possibilities contained in the Spanish legal system is the dación en pago which is the procedure to enable consumers to surrender their properties back to the bank…

  • DEATH, BANK STATEMENTS AND TAXES IN SPAIN

    When the Spanish estate is not only made of properties            When inheriting assets in Spain, the first thing that comes to mind is property but the truth is that assets also involve bank accounts, shares and other type of properties such as a car or even a boat. We have…

  • First use license and habitation certificate. Tomatoe, tomato. Are they the same thing?

                  There are two documents which are essential before moving into a house in Spain. They are called first use license (“licencia de primera ocupación”) and habitation certificate (“cédula de habitabilidad”). These two documents sometimes have their own validity and in other occasions complement each other. It is difficult…

  • What is a “cedula hipotecaria”?

    You may have heard about the “cedulas hipotecarias” or covered bonds. A “Covered Bond” is a financial product guaranteed by the whole mortgage portfolio of the bank itself with an interest linked to it. This is a safe product in a normal economic climate and it could be quite profitable (in fact, during the property…

  • Fire in the Costa del Sol- How do I claim for losses and damages?

    You may have heard about the terrible fire that affected the Costa del Sol last week. The fire started on August 30th at 7 pm somewhere between Coin and Mijas (Barranco Blanco area) and it spread towards other towns such as Marbella, Ojen, Monda.  The fire stretched out with a length of over 30 km among five municipalities: Alhaurín el…

  • What can be bought these days for less than 150,000 Euro?

        This is a question that I have asked myself in several occasions. I am obviously talking about Spain, the main subject of this blog. Some experts state that the market is full of bargains. Lets see if it is true. 150,000 Euro is a relevant amount of money. This amount can buy you…

  • Attention please! Spanish Consular Services- Part II

    This week I wrote a post explaining the counties that belong to the jurisdiction of the Spanish Consulate in Edinburgh. Somehow, the blog does not show the entire list so I now take the opportunity to provide the list in a more direct format. To summarise what I was saying in my previous post, the…